Insured Capital

Home | Lending Funds | Lending Solutions Private Clients | Insured Capital

The Insured Capital lending solution is ideal for individuals, corporate entities and trusts who are risk averse and do not require monthly interest income, but are looking to grow their wealth base through compounding of interest, but also require certainty that their capital will be repaid by the fifth anniversary of the loan advance.

The Insured Capital lending solution is utilised to fund Community Schemes with arrear levy debtor problems, where a portion of unit owners have not paid their levies. BC Funding Solutions insures the lender’s capital, against non-payment at the end of the fifth year of the loan advance.

View the calculator

The Insured Capital lending solution is ideal for individuals, corporate entities and trusts who are risk averse and do not require monthly interest income, but are looking to grow their returns through compounding of interest, but also require certainty that their capital will be repaid by the fifth anniversary of the loan advance.

IMPORTANT TO REMEMBER

*Interest rates are quoted on an annual basis and compounded monthly. Rates are subject to legislative and industry limits, with a maximum of 20% per annum, except where product-specific terms (such as Insured Capital) apply at a lower rate.

**Depending on the product type, solutions may include trade credit insurance protection, amortising repayment profiles, or repayments that follow an “as and when collected” basis, meaning that repayments occur progressively as the Community Scheme recovers amounts from unit owners and as legal recoveries are realised, rather than according to a fixed schedule.

Insured Capital

Ready to put your capital to work and support sustainable Community Scheme funding?

Contact us