Insured Capital

Home | Lending Funds | Lending Solutions Private Clients | Insured Capital

The Insured Capital lending solution is ideal for individuals, corporate entities and trusts who are risk averse and do not require monthly interest income, but are looking to grow their wealth base through compounding of interest, but also require certainty that their capital will be repaid by the fifth anniversary of the loan advance.

The Insured Capital lending solution is utilised to fund Community Schemes with arrear levy debtor problems, where a portion of unit owners have not paid their levies. BC Funding Solutions insures the lender’s capital, against non-payment at the end of the fifth year of the loan advance.

View the calculator

The Insured Capital lending solution is ideal for individuals, corporate entities and trusts who are risk averse and do not require monthly interest income, but are looking to grow their returns through compounding of interest, but also require certainty that their capital will be repaid by the fifth anniversary of the loan advance.

IMPORTANT TO REMEMBER

Loans to Community Schemes are illiquid. The secondary market for this asset class is well established and sales can be facilitated by BC Funding Solutions, however the process and time related is dependant on incoming business, as there needs to be a willing buyer.

Should you wish to access your funds before maturity, an administration fee will apply based on the total withdrawal amount (capital plus interest). Withdrawals made within the first five years will incur a 10% fee, while withdrawals after five years will be subject to a 5% fee.

Insured Capital

Ready to put your capital to work and support sustainable Community Scheme funding?

Contact us