Corporate Saver

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The Corporate Saver lending solution enables corporates to provide alternative solutions for employee incentive programmes. Employers contribute funds over a set period, after which the asset is transferred to the employee — a powerful mechanism to reward commitment and loyalty. The Corporate Saver grows wealth through compounding interest within a secure, lending-based environment.

PRODUCT OVERVIEW

Product overview

Corporate SaverMinimum amountR1 000

  • INTEREST RATE
    Prime* + 5.0%
  • INTEREST 
    Capitalised monthly
  • MATURITY
    After the contribution period, repaid “as and when” the Community Scheme collects outstanding levies
  • EXIT FEE
    10.0% for 5 years, 5.0% thereafter
  • LIQUIDITY
    Loans are illiquid, but assets can be sold / exited via the secondary market
  • ADDITIONAL INFO
    Flexible contribution period (24 months, 36,
    months or 60 months)
    After the above selected contribution period, the company may elect to transfer the asset (incentive) into the employee’s name, continuing under the same terms
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*PRIME RATE (AS AT 1 AUGUST 2025) - 10.5%
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*Interest rates are quoted on an annual basis and compounded monthly. Rates are subject to legislative and industry limits, with a maximum of 20% per annum, except where product-specific terms (such as Insured Capital) apply at a lower rate.

**Depending on the product type, solutions may include trade credit insurance protection, amortising repayment profiles, or repayments that follow an “as and when collected” basis, meaning that repayments occur progressively as the Community Scheme recovers amounts from unit owners and as legal recoveries are realised, rather than according to a fixed schedule.

Ready to put your capital to work and support sustainable Community Scheme funding?

Partner with BC Funding Solutions for smart, secure and purpose-driven lending solutions.

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